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$465,000
WAIKIKI · Honolulu · 96815 · MLS 202618948
POTENTIAL VA LOAN ASSUMPTION AT 3.5% INTEREST! Approx. loan balance of $371,405 as of 9/27/26, with a monthly payment of $2,149.92 including principal, interest, and escrow for taxes/insurance. Subject to lender approval, buyer qualification, and applicable terms. Rare corner-end penthouse at Waikiki Lanais offering sweeping views of Diamond Head, Ala Wai Canal, mountains, and Honolulu skyline! This beautifully updated 1-bedroom residence features a striking stone accent wall, plantation shutters, and private lanai. Freshly remodeled in 2026, the bathroom showcases floor-to-ceiling white tile, refinished walls, glossy white cabinetry, and granite countertops. Updated kitchen features granite countertops, stainless steel appliances, French-door refrigerator, 5-burner gas range, and breakfast bar seating. Laminate and tile flooring throughout, plus window AC in the living room and bedroom. Enjoy a pool, sauna, exercise room, rooftop BBQ area, and assigned covered parking. Prime Waikiki location near beaches, shopping, dining, and entertainment!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Keller Williams Honolulu
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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