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$515,000
Waikele Community Association building guide
WAIKELE · Waipahu · 96797 · MLS 202618322
Rare corner, top-floor home with TWO assigned parking stalls in Ho'okumu at Waikele, plus an ASSUMABLE VA LOAN AT 3.6%! This single-level 2-bed, 2-bath unit offers 830 sq ft of living space plus a 90 sq ft covered lanai, with no one living above you. Two full baths and two stalls are hard to find at this price point in Waikele. The seller's VA loan may be assumed by a qualified buyer, subject to lender and VA approval. Fee simple and vacant for a smooth closing. Maintenance fee includes water and sewer. Live minutes from Waikele Premium Outlets, Waikele Center shopping and dining, the Waikele golf course and parks, with easy H-1 access to town, Kapolei and Central O'ahu. A well-kept home in one of Waipahu's most established master-planned communities, a great fit for owner-occupants and investors alike. Schedule your private showing today!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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