The Ulu Team
Open house

$550,000$600,000 price reduced

94-646 Lumiaina Street #AA102

WAIKELE · Waipahu · 96797 · MLS 202610614

  • 2beds
  • 2baths
  • 796living sqft
  • Condotype

!!Low Gap VA Loan Assumption Available to ALL buyers!! No VA entitlement, no problem. Welcome Home. Here is a rare opportunity to own in beautiful Waikele with one of the most valuable financing advantages on the market today. Take advantage of an assumable VA loan opportunity that could allow buyers to secure a lower interest rate, reduce cash needed to close, and potentially avoid monthly PMI compared to conventional financing. This inviting home offers comfortable island living in one of Central Oahu’s most convenient communities. Enjoy easy access to Waikele Premium Outlets, dining, grocery stores, parks, golf courses, schools, and freeway connections for a smoother daily commute. The functional layout creates a warm and welcoming atmosphere perfect for relaxing after a long day or entertaining family and friends. Whether you're a first-time buyer, investor, or looking to downsize, this property delivers affordability, convenience, and long-term value in one incredible package. Don’t miss this unique opportunity to own in sought-after Waikele with a financing advantage that's sparcely available in today’s market.

Building & interior

Style
Townhouse
Condition
Average Condition · Excellent · Good Condition
Living area
796 sqft
Total area
796 sqft
Lot size
770,184 sqft
Year built
1993
Stories
One
Floor
1
Parking
2 stalls · Assigned
Pets
Call

HOA & monthly fees

Association fee
$65/mo
Maintenance fee
$799/mo
Total monthly fees
$864/mo
Fee includes
Sewer · Water
Owner-occupancy
Owner-occupied

Construction & features

Flooring
Laminate
Construction
Double Wall · Wood Frame
Foundation
Slab
Lot features
Private · Yard
Interior
Bedroom On Main Level · Full Bath On Main Level · Single Living Level
Community
Playground
Fencing
Fenced · Wall

Tax & assessment

Annual property tax
$1,539/yr
Tax year
2025
Assessed — total
$513,800
Assessed — land
$338,800
Assessed — improvements
$175,000
TMK
1-9-4-007-032-0008
Zoning
05 - R-5 Residential District
Land tenure
Fee simple
Financing accepted
Assumable · Cash · Conventional · FHA · Va Loan
Disclosures
Pet On Property · Seller Disclosure

Price history

Original list
$600,000
Previous
$600,000
Current
$550,000

What's included

  • AC Window Unit
  • Blinds
  • Ceiling Fan
  • Dishwasher
  • Disposal
  • Dryer
  • Range/Oven
  • Refrigerator
  • Smoke Detector
  • Washer
  • Water Heater

Nearby

  • Playground

Listed by eXp Realty

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

Before you offer

Ask us what it’s actually worth.

We’ll pull the comparable sales on this street and tell you where this price really sits — before you write.