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$949,000
MAKAKILO-UPPER · Kapolei · 96707 · MLS 202618057
Beautifully Updated Home with Views & Flexible Living Space!
This is an inviting 3-bedroom, 3-bathroom (TMK does not match)home offering 1,456 sq. ft. under roof, with beautiful garden views and plenty of space for comfortable island living. The home features a flexible downstairs space with its own private entrance, perfect for a home office, guest space, or potential additional bedroom depending on your needs. Enjoy the lush tropical yard filled with abundant fruit trees, along with an outdoor living area designed for relaxing and entertaining. The Trex deck & jacuzzi provide the perfect setting to unwind and enjoy the peaceful surroundings. Recent updates include a bathrooms, new metal roof (3 yrs) solar water heater, offering both comfort & peace of mind. SELLER offering $10,000 credit towards buyer choice for buying down points, closing cost etc. 4 parking stalls. plus plenty of street parking for guests. Conveniently located near Kanehoa Recreation Center enjoy the POOL & schools near by. This home offers a great combination of flexible living,lots of Malls & Restaurants down the street . & a irrigation system ,The last 5 pictures are AI decorated generated
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by allure Realty LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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