Live from the Honolulu MLS

Homes for sale on Oʻahu

Loading the latest homes and search controls…

Loading listings…

92-1381 Punawainui Street — $1,499,000 · Oʻahu Home Search

Photo 1 / 12 · Open photo ↗

NewOpen houseSun, Oct 11 · 1:00 PM–4:00 PM HST

$1,499,000

92-1381 Punawainui Street

MAKAKILO-WAI KALOI · Kapolei · 96707 · MLS 202616185

4beds
3baths
2,019living sqft
6,379lot sqft
Single-familytype

4.85% VA ASSUMABLE LOAN-OPEN TO EVERYONE! Welcome home to Wai Kaloi at Makakilo, where elevated island living meets effortless style. This beautifully remodeled 4-bedroom, 3-bath residence offers 2,019 sq ft of thoughtfully designed living space and a true turnkey, energy-efficient package. The stylish kitchen features quartz countertops, a modern range hood, Bespoke smart appliances, breakfast bar and generous workspace. Major improvements include whole-home flooring, upgraded bathroom tile, a newer roof, 18 owned solar panels and Tesla Powerwall 2-offering modern comfort, efficiency and peace of mind from day one. Enjoy the spacious landscaped backyard with room to garden, dine, entertain or unwind while taking in sweeping views toward Waikiki and Diamond Head. The former den has been converted to a 4th bedroom, offering flexibility for guests, an office or multigenerational living. Parking is a standout with a 2-car garage plus an extended driveway for approximately 4 additional vehicles. Beautifully updated, energy conscious and ready to enjoy.

Property details

At a glance

Year built: 2006
Parking: 6 stalls · Boat · Driveway · Garage · Three Or More Spaces · On Street
Land tenure: Fee simple
Monthly fees: $113/mo
View: Coastline · City · Mountains · Ocean · Sunrise

Building & interior

Condition: Excellent · Updated Remodeled
Living area: 2,019 sqft
Total area: 2,170 sqft
Lot size: 6,379 sqft
Year built: 2006
Stories: Two · Multi Split
Parking: 6 stalls · Boat · Driveway · Garage · Three Or More Spaces · On Street
Furnished: Partially
View: Coastline · City · Mountains · Ocean · Sunrise
Pets: Call

HOA & monthly fees

Association fee: $10/mo
Maintenance fee: $103/mo
Total monthly fees: $113/mo
Community / association: Wai Kaloi

Construction & features

Flooring: Ceramic Tile · Hardwood
Construction: Double Wall · Steel Frame · Wood Frame
Roofing: Asphalt · Composition · Shingle
Foundation: Slab
Topography: Level · Terraced

Know the property

Property Insights

MLS & public records

The history, public records, and mapped conditions behind this home.

Taxes & assessment

County record

Assessed value: $1,139,800
Annual property tax: $300

Land: $721,500
Improvements: $418,300

Honolulu MLS · Reported tax & assessment values

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

R-5

R-5 Residential District

Honolulu HOLIS · Checked Oct 7, 2026

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone X

Mapped outside a special flood hazard area

AREA OF MINIMAL FLOOD HAZARD

FEMA · National Flood Hazard Layer · Checked Oct 7, 2026

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Oct 1, 2026Listed for sale
$1,499,000Asking price

HiCentral MLS via Repliers · Checked Oct 7, 2026

Earlier MLS history is currently unavailable. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 3 permits

TMK / CPR from MLS: 1-9-2-037-029-0000

Master parcel: 192037029
Recorded master-parcel area: 6,379 sqft

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 7, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 898867Building permit · Issued Sep 18, 2023
Permit application closed
Permit 893608Building permit · Issued May 17, 2023
Permit application closed
Permit 777426Building permit · Issued Nov 17, 2015
Permit application closed

City & County of Honolulu · Permit archive · Checked Oct 7, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

See the local picture

Neighborhood Insights

Local market & housing

MAKAKILO-WAI KALOI · Single-family homes · Fee simple · As of Oct 6, 2026

Active listings: 1
Under contract: 0

A closer look at recent sales

See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 7, 2026

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

Neighborhood housing snapshot U.S. Census

Census housing estimates are not available for this location right now.

U.S. Census Bureau · 2020–2024 ACS 5-year estimates

These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.

Loading property & neighborhood insights…

Mortgage calculator

Purchase estimate

Loan typeLoan termHome price ($)Down payment (%)$299,800Interest rate (%)MND national benchmark · editablePMI rate (%/year)Lender estimate · applies below 20% down

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

Buy down your rate with points

Compare a lender’s permanent rate buydown

Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.

Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Listing total · verify included assessmentsHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

Pay off your mortgage sooner

Extra principal each month ($)Optional · added to your regular payment

$0 estimated interest saved · 0 months sooner

Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Other closing costs ($)Exclude down payment, points and VA/FHA upfront feesPrepaids & initial escrow ($)Due at closing · 0 unless entered

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Estimated monthly payment · year one

$8,145/mo

Conventional · 30 years · 6.89% interest

Principal & interest: $7,890
Property tax: $25
Home / hurricane insurance: $117
HOA / maintenance: $113

Base loan: $1,199,200
Total financed: $1,199,200

Down payment: $299,800
Other closing costs + prepaids: $0
Upfront cash subtotal: $299,800

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval.

Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by eXp Realty

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

Check your commute

A home is only one part of your day. Try the trip to work, school, or your next duty station.

Google Maps shows the route and estimated travel time. Check it at the time you expect to travel.

Starting address

Destination

Popular destinations

Browse military bases & more 60 Oʻahu destinations

Search destinations

Military bases & facilities

Hospitals & medical centers

Colleges & universities

Workplaces & shopping

Airports & transit

Choose a place to fill the destination above. You can still edit it to use a specific building, gate, or workplace.

Opens in a new tab or the Maps app.

Traveling to a base? Confirm your gate or building in Google Maps. Gate access and security delays can add time.

Before you offer

Ask us what it’s actually worth.

We’ll pull the comparable sales on this street and tell you where this price really sits — before you write.

Talk to a buyer agent Back to listings Book a 15-minute call

Know the property