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91-1008 Makahaiaku Street — $1,249,000 · Oʻahu Home Search

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$1,249,000~~$1,275,000~~ price reduced

91-1008 Makahaiaku Street

KAPOLEI-AELOA · Kapolei · 96707 · MLS 202615629

4beds
3baths
2,397living sqft
5,572lot sqft
Single-familytype

Tucked away on a quiet corner lot in a cul-de-sac, this beautifully maintained single-family home in the desirable Aeloa neighborhood of Kapolei offers the perfect blend of comfort, style, and convenience. This spacious two-story home features 4 bedrooms, 2.5 bathrooms, and a flexible floor plan designed for today's lifestyle. The primary suite is conveniently located on the main level, along with an updated full bath, a half bath, and a versatile bonus room - perfect for a home office, gym, playroom, or guest space. Upstairs, you'll find three additional bedrooms and a full bathroom. Soaring vaulted ceilings create an open, airy feel, while custom-built cabinetry, elegant wood trim, porcelain tile flooring downstairs, and hardwood flooring upstairs add warmth and timeless appeal. Ten owned photovoltaic panels help maximize energy efficiency and reduce electricity costs. Enjoy beautifully landscaped front and back yards, offering the perfect setting for entertaining, relaxing, or simply enjoying Hawaii's year-round indoor-outdoor lifestyle. Ideally located near schools, shopping, restaurants, beaches, golf courses, and everything Kapolei has to offer.

Property details

At a glance

Year built: 1995
Parking: 4 stalls · Driveway · Garage · Three Or More Spaces · On Street
Land tenure: Fee simple
Monthly fees: $45/mo

Building & interior

Condition: Excellent
Living area: 2,397 sqft
Total area: 2,541 sqft
Lot size: 5,572 sqft
Year built: 1995
Renovated: 2008
Stories: Two
Parking: 4 stalls · Driveway · Garage · Three Or More Spaces · On Street

HOA & monthly fees

Association fee: $45/mo
Total monthly fees: $45/mo
Community / association: Kapolei
Owner-occupancy: Owner-occupied

Construction & features

Flooring: Ceramic Tile · Hardwood
Construction: Double Wall · Masonry · Stucco
Roofing: Composition
Foundation: Slab
Topography: Level
Lot features: Cleared · Corner Lot · Cul De Sac · Level
Interior: Bedroom On Main Level · Full Bath On Main Level
Utilities: Cable Available · High Speed Internet Available · Water Available

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Property Insights

MLS & public records

The history, public records, and mapped conditions behind this home.

Taxes & assessment

County record

Assessed value: $1,178,200
Annual property tax: $3,780

Land: $616,600
Improvements: $561,600

Honolulu MLS · Reported tax & assessment values

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

R-3.5

R-3.5 Residential District

Honolulu HOLIS · Checked Oct 7, 2026

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone X

Mapped outside a special flood hazard area

AREA OF MINIMAL FLOOD HAZARD

FEMA · National Flood Hazard Layer · Checked Oct 7, 2026

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Aug 14, 2026Listed for sale
$1,249,000Asking price
Aug 14, 2026Listed for sale
$1,275,000Asking price

HiCentral MLS via Repliers · Checked Oct 7, 2026

Sign in to see eligible sold MLS history. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 2 permits

TMK / CPR from MLS: 1-9-1-099-049-0000

Master parcel: 191099049
Recorded master-parcel area: 5,572 sqft

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 7, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 686232Building permit · Issued Feb 10, 2012
Permit application closed
Permit 685958Building permit · Issued Feb 7, 2012
Permit application closed

City & County of Honolulu · Permit archive · Checked Oct 7, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

See the local picture

Neighborhood Insights

Local market & housing

KAPOLEI-AELOA · Single-family homes · Fee simple · As of Oct 6, 2026

Active listings: 1
Under contract: 0

A closer look at recent sales

See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 7, 2026

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

Neighborhood housing snapshot U.S. Census

Census housing estimates are not available for this location right now.

U.S. Census Bureau · 2020–2024 ACS 5-year estimates

These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.

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Mortgage calculator

Purchase estimate

Loan typeLoan termHome price ($)Down payment (%)$249,800Interest rate (%)MND national benchmark · editablePMI rate (%/year)Lender estimate · applies below 20% down

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

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Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.

Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Listing total · verify included assessmentsHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

Pay off your mortgage sooner

Extra principal each month ($)Optional · added to your regular payment

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Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Other closing costs ($)Exclude down payment, points and VA/FHA upfront feesPrepaids & initial escrow ($)Due at closing · 0 unless entered

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Estimated monthly payment · year one

$7,051/mo

Conventional · 30 years · 6.89% interest

Principal & interest: $6,574
Property tax: $315
Home / hurricane insurance: $117
HOA / maintenance: $45

Base loan: $999,200
Total financed: $999,200

Down payment: $249,800
Other closing costs + prepaids: $0
Upfront cash subtotal: $249,800

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval.

Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by Hawaii Modern Realty

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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