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$879,000$889,000 price reduced
EWA GEN LAULANI-TIDES · Ewa Beach · 96706 · MLS 202615593
25 OWNED "NET METERED" PV PANELS! The NET Metering program was discontinued in Hawaii on October 12, 2015. Compare your total cost of ownership of a lower priced home with a $30-$40/monthly electric bill (Flyer in photos). VA ASSUMABLE LOAN at 5.125% for VA eligible Buyers only! Balance approximately $793,272.17, monthly payment $4,923.12. If a VA Assumption will not work for you, Seller's are offering a $20,000 CREDIT FOR A 2-1 BUYDOWN! A 2-1 BUYDOWN offers attractive SAVINGS in the 1st 2 years of the loan! This beautifully upgraded 3-bedroom, 2.5-bath home in Ewa by Gentry’s Laulani-Tides, features. The remodeled kitchen features shaker white cabinets to the ceiling, Samsung Smart Refrigerator with built-in TV, two walk-in pantries, upgraded tile flooring, antique pendulum lights and premium finishes. All bathrooms have been tastefully renovated. The primary suite offers a deep soaking tub, custom tile shower and custom closet system. Enjoy stained hardwood stairs, luxury vinyl plank flooring, plantation shutters, new HVAC (2025) and whole-home water softener. No rear neighbors and a peaceful green park provide privacy, plus community pool, BBQ and recreation areas.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Ohana Investment Realty LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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