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$3,980,000
HAWAII LOA RIDGE · Honolulu · 96821 · MLS 202614861
Experience elevated island living in the prestigious gated community of Hawaii Loa Ridge. Showcasing breathtaking panoramic ocean and Koko Head views, this exceptional residence offers 4,012 square feet of thoughtfully designed living with 3 bedrooms, 3 full baths, and 2 half baths. Expansive picture windows fill the home with natural light while framing spectacular ocean vistas and iconic Koko Head. Elegant travertine flooring, soaring ceilings, a chef's kitchen with marble countertops, custom European cabinetry, automatic shades, and a wet bar create a refined atmosphere. Seamless indoor-outdoor living opens to a covered lanai, resort-style pool, spa, and beautifully landscaped grounds; perfect for entertaining or relaxing while taking in the stunning scenery. Residents enjoy 24-hour guarded security, tennis/pickleball courts, and recreation amenities, just minutes from beaches, shopping, dining. A rare opportunity to own an exceptional view residence in one of Oahu's most sought-after luxury communities.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Coldwell Banker Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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