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$549,000
WAIKIKI · Honolulu · 96815 · MLS 202614660
Enjoy island living from this well-maintained Discovery Bay residence featuring panoramic city and mountain views from a spacious covered lanai. The bright, open layout is filled with natural light and offers seamless indoor-outdoor living, with an open kitchen, comfortable living area, and generously sized bedroom. Discovery Bay offers an array of amenities including a swimming pool, whirlpool spa, sun deck, recreation area, secured entry, renovated lobby, and on-site management. One of the building's greatest advantages is its prime location at the entrance to Waikiki, just moments from Ala Moana Center, Ala Moana Beach Park, Hilton Hawaiian Village, restaurants, shopping, beaches, and entertainment. Convenient access to major roadways makes commuting to downtown Honolulu, Kakaako, and beyond effortless. Whether you're looking for a full-time residence, a second home, or an opportunity to own in one of Honolulu's most convenient locations, this home offers exceptional value in the heart of it all.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Keller Williams Honolulu
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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