Live from the Honolulu MLS
Homes for sale on Oʻahu
Loading the latest homes and search controls…
Loading listings…
Live from the Honolulu MLS
Loading the latest homes and search controls…
Loading listings…
$830,000
MAKAKILO-UPPER · Kapolei · 96707 · MLS 202614406
OPEN TO NON VA loan assumer at 2.25%! Welcome to this charming Watercolors at Makakilo home offering comfort, efficiency, and beautiful ocean views from the private lanai. A spacious 3-bedroom layout featuring an oversized primary suite with its own lanai. The open-concept living and dining area flows into a well-appointed kitchen with stainless steel appliances, countertop seating, and easy access to the backyard. Recent updates include interior and exterior paint, a new main A/C unit, new refrigerator and stove (2025), waterproof laminate flooring, minor plumbing repairs, and professional cleaning. Home also features split ac units to keep you cool. Enjoy a low-maintenance yard with mature palms, a 2-car garage, and additional driveway parking. The Sunrun solar lease is $187.43/month with two batteries, helping keep electric costs under $300/month. Located in a quiet, friendly neighborhood, you're just minutes from Ka Makana Ali‘i, Kapolei Commons, Costco, Home Depot, restaurants, schools, parks, Ko Olina Resort, and convenient freeway access.
Loading property & neighborhood insights…
Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
A home is only one part of your day. Try the trip to work, school, or your next duty station.
Google Maps shows the route and estimated travel time. Check it at the time you expect to travel.
Before you offer
We’ll pull the comparable sales on this street and tell you where this price really sits — before you write.
Similar home type and price in Kapolei.
Get to know the area
Explore neighborhood guides as you narrow your search.
Read neighborhood guides →
