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$845,000$859,000 price reduced
EWA GEN MONTECITO/TUSCANY · Ewa Beach · 96706 · MLS 202613396
VA ASSUMABLE loan at an incredible 2.25% interest rate with an approximate $285K gap for qualified buyers! Welcome to this well-maintained 4-bedroom, 2.5-bath detached home in the desirable Montecito/Tuscany neighborhood of Ewa by Gentry. Offering 1,512 sq. ft. of comfortable living space, this home features a functional open-concept layout, central A/C, a spacious kitchen, and generous living and dining areas that extend to a private fenced yard—perfect for entertaining or relaxing. The two-car garage and additional driveway parking provide added convenience. Ideally located near Laulani Village Shopping Center, Ka Makana Ali'i, parks, schools, golf courses, beaches, dining, and more, this home combines comfort, convenience, and exceptional financing potential. Don't miss this rare opportunity to take advantage of a low-rate assumable VA loan while enjoying all that Ewa Beach has to offer!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by HB Homes INC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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