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$925,000$940,000 price reduced
OCEAN POINTE · Ewa Beach · 96706 · MLS 202611280
SELLER'S OFFERING $10K BUYER CREDIT. This is your opportunity to own a ONE LEVEL single-family home on O‘ahu for under $1 million plus LOW HOA! ADA friendly, no stairs, single-level residence provides the comfort and convenience of one-story living. Enjoy the comfort of 28 OWNED PV panels with HECO Smart Renewable Energy plan and Central AC. Enjoy an open and inviting floor plan with vaulted ceilings that create a bright, spacious atmosphere throughout. With no interior stairs to navigate, this home is ideal for those seeking ease of living and long-term accessibility. Located in the popular Ocean Pointe community, you'll be close to shopping, dining, beaches, golf courses, parks, and schools while enjoying the privacy of your own backyard oasis. The lush tropical landscaping creates a peaceful setting for relaxing or entertaining family and friends. Whether you're a first-time homebuyer, downsizing, or simply looking for a great value in today's market, this home delivers the benefits of single-family ownership, single-level convenience, and exceptional affordability on O‘ahu.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Soldier To Soldier HI Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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