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$489,000$499,000 price reduced
Villages of Kapolei building guide
KAPOLEI-MALANAI · Kapolei · 96707 · MLS 202609068
VA ASSUMABLE AT 5%! Welcome to this bright and inviting ground-floor 2-bedroom, 1-bath townhome in the heart of Kapolei. Featuring an open living area, ceiling fans, and a functional kitchen with ample cabinet storage, this home offers both comfort and convenience. Recent 2024 upgrades include new vinyl flooring throughout and a beautifully renovated bathroom. Step outside to enjoy the outdoor area with a dedicated laundry space and plenty of room to relax, entertain, or spend time with family and friends. The home also includes two assigned parking stalls for added convenience.
Ideally located just minutes from Kapolei Golf Club, shopping centers, grocery stores, restaurants, and everyday conveniences. With its desirable ground-floor access, modern updates, and excellent location, this townhome is a fantastic opportunity to enjoy all that Kapolei has to offer.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by HB Homes INC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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