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$499,000
Villages at Kapolei building guide
KAPOLEI · Kapolei · 96707 · MLS 202617121
FIRST OPEN HOUSE on SUNDAY, SEPT 13th from 2-5pm. VA ASSUMABLE LOAN AVAILABLE AT 3.35% INTEREST RATE FOR QUALIFIED BUYERS. Welcome to Pae Ko Gardens in the heart of Kapolei—Oahu's thriving Second City! This ground-floor, single-level 2-bedroom, 1-bathroom residence features 701 sq ft of bright interior living space enhanced by stylish ceramic tile and vinyl flooring. The functional open floor plan opens up to a spacious 245 sq ft covered lanai and private outdoor patio, perfect for relaxing or entertaining. Equipped with a full kitchen, ceiling fans, window A/C, and in-unit washer/dryer. This unit comes complete with 2 assigned open parking stalls (#177, #338). Residents enjoy access to Villages at Kapolei community association amenities, including recreation centers and meeting rooms. Ideally located directly across from Kapolei Community Park and just minutes from Ka Makana Ali'i shopping center, dining, schools, golf, and quick H-1 freeway access. Flexible financing terms accepted including Cash, Conventional, and VA options. Don't miss this West Oahu gem!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Team Lally
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Read the guide →Honolulu MLS · Update date unavailable
Assessed value is for property-tax purposes and may differ from today’s market value. Historical taxes may reflect exemptions and may not represent your future tax bill.
Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 910160630043
