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$1,350,000
ALA MOANA · Honolulu · 96814 · MLS 202608984
An exceptional value rarely found at this level — Junior Penthouse 27A at Uraku Tower is a thoughtfully upgraded, move-in ready residence priced below market in one of Honolulu's most coveted neighborhoods. Spanning 2,255 square feet, this 3-bedroom, 2.5-bath home features brand-new engineered hardwood flooring, Toto washlets, and motorized blinds throughout, all completed in March 2025. Three lanais totaling 413 square feet frame sweeping 270-degree views from the ocean to the mountains, while a private in-unit sauna and Japanese-style tatami area elevate everyday living. Steps from Ala Moana Shopping Center, Uraku Tower delivers premier full-service amenities including 24-hour concierge, complimentary limousine transportation, and weekly maid service. Refined island living at a compelling price!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Heyer & Associates LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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