Live from the Honolulu MLS
Homes for sale on Oʻahu
Loading the latest homes and search controls…
Loading listings…
Live from the Honolulu MLS
Loading the latest homes and search controls…
Loading listings…
$724,999$725,000 price reduced
MAILI · Waianae · 96792 · MLS 202608584
Welcome to coastal living in Wailana at Sea Country! This beautifully maintained 4-bedroom, 2.5-bathroom home features central AC and ceiling fans in every room for year-round comfort. The modern kitchen shines with Quartz countertops and a microwave hood, while the interior boasts durable tile flooring and carpeting upstairs. Relax in the primary suite’s bathtub with Jacuzzi jets or entertain in the backyard on your private patio paver lanai, which also features a convenient storage shed. Includes a 2-car garage and professional landscaping. Maintenance fees of $498.57 cover water, sewer, refuse, and common elements. UNBEATABLE FINANCING: This home offers a VA Loan Assumption at a 5.404% interest rate with a PITI of $4,346.53 and a $41k gap. Save big on the VA funding fee, which is only 0.5% for assumptions versus the standard 2.15% or 3.3%! Recreation is at your doorstep with the community pool, park, and the famous Maili Pillbox hike. Located just a short drive to world-class Makaha Beach, this fee simple property also has an $80 monthly association fee. Don't miss this rare opportunity to own a piece of paradise with locked-in savings and incredible lifestyle amenities!
Loading property & neighborhood insights…
Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Talk Realty LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
A home is only one part of your day. Try the trip to work, school, or your next duty station.
Google Maps shows the route and estimated travel time. Check it at the time you expect to travel.
Before you offer
We’ll pull the comparable sales on this street and tell you where this price really sits — before you write.
Similar home type and price in Waianae.
Get to know the area
Explore neighborhood guides as you narrow your search.
Read neighborhood guides →
