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$1,399,999~~$1,500,000~~ price reduced

321 Ainahou Street #J

MARINA WEST · Honolulu · 96825 · MLS 202604463

4beds
3baths
1,543living sqft
3,498lot sqft
Single-familytype

Absolutely Stunning 4-Bedroom Home in Desirable Kainui Court - Hawaii Kai Living at Its Best! Welcome to your dream home in the highly sought-after Kainui Court subdivision of beautiful Hawaii Kai! This spacious and thoughtfully designed 4-bedroom, 2.5-bath residence offers approximately 1,543 square feet of comfortable living space - perfect for families, entertaining, and everyday island lifestyle. Step inside to discover a light-filled, open floor plan that blends effortless indoor/outdoor living with modern convenience. The inviting living area flows seamlessly into the dining space and well-appointed kitchen - ideal for gatherings large and small. A convenient half bath rounds out the main level. Upstairs, you'll find four generous bedrooms, including a serene primary suite with its own private bath, plus additional full bath for family and guests. Each room offers ample closet space and opportunities for personalization. Don't miss out on this exceptional opportunity to own a piece of paradise in one of Oahu's most desirable communities. Schedule your private showing today.

Property details

At a glance

Year built: 2002
Parking: 2 stalls · Driveway · Two Car Garage · Two Spaces
Land tenure: Fee simple
Monthly fees: $612/mo

Building & interior

Condition: Good Condition
Living area: 1,543 sqft
Total area: 1,543 sqft
Lot size: 3,498 sqft
Year built: 2002
Stories: Two
Parking: 2 stalls · Driveway · Two Car Garage · Two Spaces

HOA & monthly fees

Maintenance fee: $612/mo
Total monthly fees: $612/mo
Owner-occupancy: Vacant-occupied

Construction & features

Flooring: Carpet · Ceramic Tile · Laminate
Construction: Double Wall · Wood Frame
Roofing: Tile
Foundation: Slab
Topography: Level
Lot features: Cleared · Cul De Sac · Level
Community: Gated
Utilities: Cable Available · Electricity Available · Phone Available · Sewer Available · Underground Utilities · Water Available
Water: Public
Security: Gated Community · Key Card Entry

Know the property

Property Insights

MLS & public records

The history, public records, and mapped conditions behind this home.

Taxes & assessment

County record

Assessed value: $1,352,400
Annual property tax: $8,064

Land: $940,200
Improvements: $412,200

Honolulu MLS · Reported tax & assessment values

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

R-5

R-5 Residential District

Honolulu HOLIS · Checked Oct 7, 2026

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone D

Mapped outside a special flood hazard area

FEMA · National Flood Hazard Layer · Checked Oct 7, 2026

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Mar 2, 2026Listed for sale
$1,500,000Asking price

HiCentral MLS via Repliers · Checked Oct 7, 2026

Earlier MLS history is currently unavailable. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 7 permits

TMK / CPR from MLS: 1-3-9-068-143-0009

Master parcel: 139068143
Recorded master-parcel area: 58,595 sqft

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 7, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 921539Building permit · Issued Apr 16, 2025
Inspection(s) in Progress
Permit 857523Building permit · Issued Nov 24, 2020
Permit application closed
Permit 8592944 - Addition, alteration or repair (no change in units) · Issued Jan 5, 2021
Permit application closed
Permit 756805Building permit · Issued Nov 7, 2014
Permit application closed
Permit 742955Building permit · Issued Feb 18, 2014
Permit application closed
Permit 701803Building permit · Issued Sep 17, 2012
Permit application closed
Permit 717005Building permit · Issued Feb 20, 2013
Permit application closed

City & County of Honolulu · Permit archive · Checked Oct 7, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

See the local picture

Neighborhood Insights

Local market & housing

MARINA WEST · Single-family homes · Fee simple · As of Oct 6, 2026

Active listings: 2
Under contract: 0

A closer look at recent sales

See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 7, 2026

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

Neighborhood housing snapshot U.S. Census

Census housing estimates are not available for this location right now.

U.S. Census Bureau · 2020–2024 ACS 5-year estimates

These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.

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Mortgage calculator

Purchase estimate

Loan typeLoan termHome price ($)Down payment (%)$280,000Interest rate (%)MND national benchmark · editablePMI rate (%/year)Lender estimate · applies below 20% down

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

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Compare a lender’s permanent rate buydown

Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.

Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Listing total · verify included assessmentsHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

Pay off your mortgage sooner

Extra principal each month ($)Optional · added to your regular payment

$0 estimated interest saved · 0 months sooner

Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Other closing costs ($)Exclude down payment, points and VA/FHA upfront feesPrepaids & initial escrow ($)Due at closing · 0 unless entered

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Estimated monthly payment · year one

$8,769/mo

Conventional · 30 years · 6.89% interest

Principal & interest: $7,369
Property tax: $672
Home / hurricane insurance: $117
HOA / maintenance: $612

Base loan: $1,119,999
Total financed: $1,119,999

Down payment: $280,000
Other closing costs + prepaids: $0
Upfront cash subtotal: $280,000

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval.

Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by Locations LLC

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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321 Ainahou Street #J — $1,399,999 · Oʻahu Home Search

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