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95-1050 Makaikai Street #31H — $475,000 · Oʻahu Home Search

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$475,000

Miiliani Town building guide

95-1050 Makaikai Street #31H

MILILANI MAUKA · Mililani · 96789 · MLS 202618799

2beds
2baths
748living sqft
Condotype

Charming Single-Level 2-Bedroom Home in Olaloa Welcome to Unit 31H at Olaloa, a comfortable and conveniently located 2-bedroom, 1.5-bath single-level home in the desirable Mililani Mauka community. With no units above or below, this home offers easy living and added privacy.

Ideally situated near the entrance of the complex, Unit 31H is just a short distance from guest parking and the community center, making it especially convenient for residents and visitors alike.

Designed for active adults age 55 and older, Olaloa offers a welcoming community atmosphere and an appealing lifestyle in beautiful Mililani Mauka.

The home features several desirable upgrades, including: Split-system air conditioning for comfortable living Tankless water heater for energy-efficient hot water In-unit washer and dryer Additional community laundry facilities available for residents Private storage unit for added convenience

Enjoy the benefits of single-level living in a well-maintained 55+ community, with shopping, dining, recreation, and everyday conveniences nearby. This is a wonderful opportunity to make Olaloa your new home in Mililani Mauka.

Property details

At a glance

Year built: 1992
Parking: 1 stalls · Assigned · Guest · One Space · Secured
Land tenure: Fee simple
Monthly fees: $1,000/mo

Building & interior

Style: Townhouse
Condition: Average Condition
Living area: 748 sqft
Total area: 748 sqft
Lot size: 881,524 sqft
Year built: 1992
Stories: One
Floor: 1
Parking: 1 stalls · Assigned · Guest · One Space · Secured

HOA & monthly fees

Association fee: $55/mo
Maintenance fee: $945/mo
Total monthly fees: $1,000/mo
Fee includes: Common Areas · Maintenance Grounds · Maintenance Structure · Sewer · Water
Community / association: Miiliani Town
Owner-occupancy: Vacant-occupied

Construction & features

Flooring: Carpet · Vinyl
Construction: Double Wall
Interior: Bedroom On Main Level · Storage · Single Living Level
Community: Clubhouse · Community Pool · Fitness · Laundry Facilities · Gated
Security: Gated Community · Fire Sprinkler System · Security Guard

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Property Insights

MLS & public records

The history, public records, and mapped conditions behind this home.

Taxes & assessment

County record

Assessed value: $441,000
Annual property tax: $979

Land: $298,200
Improvements: $142,800

Honolulu MLS · Reported tax & assessment values

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

A-1

A-1 Low-density Apartment District

Honolulu HOLIS · Checked Oct 7, 2026

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone D

Mapped outside a special flood hazard area

FEMA · National Flood Hazard Layer · Checked Oct 7, 2026

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Oct 5, 2026Listed for sale
$475,000Asking price

HiCentral MLS via Repliers · Checked Oct 7, 2026

Sign in to see eligible sold MLS history. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 4 permits

TMK / CPR from MLS: 1-9-5-049-007-0360

Master parcel: 195049007
Recorded master-parcel area: Not available

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 7, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 836968Building permit · Issued Aug 19, 2019
Permit application closed
Permit 825302Building permit · Issued Nov 23, 2018
Permit application closed
Permit 819028Building permit · Issued Jun 21, 2018
Permit application closed
Permit 739569Building permit · Issued Dec 16, 2013
Permit revoked

City & County of Honolulu · Permit archive · Checked Oct 7, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

See the local picture

Neighborhood Insights

Local market & housing

MILILANI MAUKA · Condos & townhomes · Fee simple · As of Oct 6, 2026

Active listings: 12
Under contract: 1

A closer look at recent sales

See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 7, 2026

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

Neighborhood housing snapshot U.S. Census

Census housing estimates are not available for this location right now.

U.S. Census Bureau · 2020–2024 ACS 5-year estimates

These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.

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Mortgage calculator

Purchase estimate

Loan typeLoan termHome price ($)Down payment (%)$95,000Interest rate (%)MND national benchmark · editablePMI rate (%/year)Lender estimate · applies below 20% down

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

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Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Listing total · verify included assessmentsHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

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Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Other closing costs ($)Exclude down payment, points and VA/FHA upfront feesPrepaids & initial escrow ($)Due at closing · 0 unless entered

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Estimated monthly payment · year one

$3,698/mo

Conventional · 30 years · 6.89% interest

Principal & interest: $2,500
Property tax: $82
Home / hurricane insurance: $117
HOA / maintenance: $1,000

Base loan: $380,000
Total financed: $380,000

Down payment: $95,000
Other closing costs + prepaids: $0
Upfront cash subtotal: $95,000

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval.

Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by Sanford R. Ujimori Realty, Inc

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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