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$470,000
PEARL CITY-LOWER · Pearl City · 96782 · MLS 202618571
Motivated Seller!! Step into this charming ground-floor two-bedroom, two-full-bathroom townhome, featuring an open-concept layout and a thoughtfully designed living space. As you enter, the open kitchen sits to the left, creating a seamless flow into the spacious and inviting living room—perfect for relaxing or entertaining guests. Carpet flooring runs throughout the unit. Enjoy true indoor-outdoor living with your enclosed patio and additional fenced private yard space, ideal for morning coffee, barbecues, or quiet evenings. The back yard opens directly to the park area with a BBQ grill, and picnic table, making it perfect for gatherings and everyday enjoyment. This home also includes an in-unit washer and dryer and one assigned parking stall. Located near Sam’s Club, military bases, the rail station, and Leeward Community College, this property offers easy access to shopping, dining, and transportation. Don’t miss this opportunity to own a well-situated, comfortable, and inviting home in a prime location!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by RE/MAX Honolulu
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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