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$365,000
PEARLRIDGE · Aiea · 96701 · MLS 202618166
Welcome to Pearl Ridge Gardens & Tower! This top-floor, 2-bedroom, 2-bath condominium offers 778 square feet of comfortable, single-level living in a convenient Aiea location. This property features a functional layout with an upgraded kitchen, well-proportioned living spaces and the added convenience of private, in-unit washer and dryer hookups. Enjoy being on the top floor with no neighbors directly above, creating a more private living experience. The community offers amenities designed for relaxation and everyday enjoyment, including a refreshing swimming pool, BBQ area perfect for outdoor gatherings, and open parking. Conveniently located near Pearlridge Center, shopping, dining, entertainment, schools, medical facilities, and freeway access, this home provides easy access to many of Central Oahu’s everyday conveniences. Whether you're looking for a primary residence or an investment opportunity, this 2-bedroom home offers a great combination of location, functionality, community amenities, and fee-simple ownership in the Pearl Ridge Gardens & Tower complex.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Talk Realty LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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