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$649,000
HAHAIONE-LOWER · Honolulu · 96825 · MLS 202617957
SELLER FINANCING AVAILABLE! Rarely available high-floor corner-end unit at Plaza Hawaii Kai with expansive ocean, marina, and mountain views from the primary bedroom, living area, and private lanai. This spacious 2-bedroom, 2-bath residence also includes a versatile den, generously sized bedrooms, ample closet space, an in-unit washer and dryer, fresh interior paint, renovated bathrooms, added soundproofing, 2 split a/c and an alkaline water filtration system. Two side-by-side covered parking stalls are conveniently located near the building entrance. This pet-friendly, well-maintained building offers an on-site manager office, saltwater swimming pool, BBQ area, fitness room, car wash area, and ample guest parking. Enjoy an ideal Hawaii Kai location just steps from the Hawaii Kai Marina and Hancock Landing boat launch, available to Hawaii Kai residents. Costco, Safeway, Koko Marina Center, dining, shopping, beaches, and outdoor recreation are all just minutes away. Experience spacious island living with exceptional views and everyday convenience.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Talk Realty LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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