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$389,900
EWA GEN SODA CREEK · Ewa Beach · 96706 · MLS 202617847
SELLER OFFERING $8000 CREDIT TO BUYER. Step outside to a LARGE private lanai with built in storage, the perfect spot for morning coffee, evening trade winds, or dinner with friends. This renovated 1 bedroom, 1 bath downstairs unit at Palm Villas in Ewa Beach offers easy single level living with no stairs. Inside, fresh updates and modern finishes make the home feel bright, clean, and move in ready. The functional floor plan brings in natural light throughout. A covered parking stall keeps your car shaded from the Hawaii sun, with guest parking available in the complex. Palm Villas offers a community pool/BBQ area and well kept grounds, all just minutes from Ka Makana Ali‘i, shopping, dining, schools, parks, golf courses, and the beautiful beaches of West Oahu. Easy access to H1 makes commuting simple. Schedule your private showing today!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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