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Wake up to the Pacific and end the day with unforgettable sunsets from this stunning 11th-floor villa at Beach Villas at Ko Olina. OT-1103 showcases breathtaking direct ocean, lagoon and sunset views, creating a beautiful backdrop from morning to evening. Recently upgraded, the villa features elegant Natuzzi leather furniture, a Sleep Number bed in the primary suite, new electrical throughout, a new full-size washer and dryer, new appliances, and fresh paint in modern colors. The spacious lanai and open living area invite you to enjoy the views and relaxed Ko Olina lifestyle. Offered fully furnished and legally permitted for vacation rentals with a 6-night minimum, this is a rare turnkey opportunity for personal enjoyment and rental income. Beach Villas is a gated oceanfront resort with direct lagoon access, pools, hot tubs, fitness center, BBQ areas and beach bar. Just steps away are Ko Olina’s scenic oceanfront paths, four lagoons, golf, marina, restaurants and shops. A special high-floor villa with the ocean truly front and center.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by The Surrealty Group
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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