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$710,000$720,000 price reduced
OCEAN POINTE · Ewa Beach · 96706 · MLS 202614556
VA assumable loan at just 2.250% interest! Subject to VA eligibility and lender approval. A rare opportunity to secure a below-market rate and potentially save thousands over the life of your loan. Located in the desirable Spinnaker at Ocean Pointe community, this move-in-ready townhouse features an open-concept layout, hardwood flooring downstairs, carpet upstairs, central A/C replaced in March 2023, and a convenient half bath on the main level. Enjoy a private fenced yard with a covered lanai, perfect for relaxing or entertaining. Upstairs offers three spacious bedrooms, two full bathrooms, and a primary suite with a generous walk-in closet. Residents enjoy access to the community pool, BBQ areas, recreation center, and walking paths. Conveniently located within short walking distance to schools and just a short distance to The Queen’s Health Systems – West O‘ahu Urgent Care, with easy access to Ka Makana Ali‘i, beaches, golf courses, shopping, dining, and more. With lower maintenance fees than many comparable homes, this is an exceptional opportunity to own in one of Ocean Pointe’s sought-after communities.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Hawaii Modern Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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