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$360,000

225 Queen Street #20D

DOWNTOWN · Honolulu · 96813 · MLS 202614237

1beds
1baths
469living sqft
Condotype

Discover urban living at its finest in this rarely available one-bedroom D unit at Harbor Square Town Tower. Perfectly situated in the heart of Downtown Honolulu, this stylish condo offers comfort, convenience, and modern upgrades. Remodeled kitchen & bathroom with contemporary finishes. Upscale laminate wood flooring throughout, upgraded central air conditioning unit for year-round comfort. Bright corner layout with natural light sparkling new pool and relaxing barbecue area. Community laundry facilities on-site with 24-hour security for peace of mind. On-site parking available for rent. Monthly HOA fee covers Spectrum basic cable TV & internet, water, sewer, and electricity. Enjoy the ultimate convenience with everything just steps away, Aloha Tower & HPU campus Chinatown’s dining & culture, Hospitals & State Capitol Shopping, freeway entrance entertainment, and more. This prime location offers the perfect blend of work, play, and relaxation—ideal for professionals, students, or anyone seeking a vibrant city lifestyle. Opportunities like this don’t come often. Own a piece of Downtown Honolulu today with this stunning condo at Harbor Square. One or more photos have been enhanced.

Property details

At a glance

Year built: 1971
Parking: 0 stalls
Land tenure: Fee simple
Monthly fees: $1,200/mo
View: Mountains · Ocean · Sunrise

Building & interior

Condition: Excellent · Good Condition · Updated Remodeled
Living area: 469 sqft
Total area: 590 sqft
Year built: 1971
Renovated: 2024
Floor: 20
Parking: 0 stalls
Furnished: Partially
View: Mountains · Ocean · Sunrise
Pets: Call

HOA & monthly fees

Maintenance fee: $1,200/mo
Total monthly fees: $1,200/mo
Fee includes: Cable Tv · Electricity · Hvac · Hot Water · Internet · Sewer · Water
Owner-occupancy: Vacant-occupied

Construction & features

Cooling: Central Air
Flooring: Vinyl
Construction: Double Wall · Concrete · Steel Frame
Interior: Full Bath On Main Level · Storage
Community: Barbecue · Community Pool · Deck Porch · Dog Park · Laundry Facilities · Patio · Pool · Recreation Area · Storage Facilities · Trash Chute

Know the property

Property Insights

MLS & public records

The history, public records, and mapped conditions behind this home.

Taxes & assessment

County record

Assessed value: $339,700
Annual property tax: $1,200

Land: $30,600
Improvements: $309,000

Honolulu MLS · Reported tax & assessment values

Assessed value is for tax purposes and may differ from market value. Exemptions and prior taxes may not reflect your future tax bill. Verify current figures with Honolulu RPAD.

Land use

Zoning

BMX-4

BMX-4 Central Business Mixed Use District

Honolulu HOLIS · Checked Oct 6, 2026

Matched at the MLS map point. Map boundaries are approximate; confirm allowed uses, overlays, and restrictions with DPP.

Mapped conditions

Flood zone

Zone X

Mapped outside a special flood hazard area

AREA OF MINIMAL FLOOD HAZARD

FEMA · National Flood Hazard Layer · Checked Oct 6, 2026

Matched at the MLS map point, not the entire parcel. Flooding can occur in any zone. This map is not an insurance quote or a complete risk assessment.

Sale & listing history

MLS activity

Aug 6, 2026Listed for sale
$360,000Asking price

HiCentral MLS via Repliers · Checked Oct 7, 2026

Earlier MLS history is currently unavailable. MLS history may be incomplete and is different from recorded deeds or transfers. Asking prices are not sale prices. Sold records appear only where MLS display rules permit.

Parcel & permit records 7 permits

TMK / CPR from MLS: 1-2-1-016-015-0100

Master parcel: 121016015
Recorded master-parcel area: 67,907 sqft

Honolulu HOLIS · Hawaiʻi Statewide GIS · Checked Oct 6, 2026

Parcel snapshot: April 23, 2026. The master parcel may include multiple units. Its area is not this home’s interior or exclusive land area. Boundaries are not a survey.

Permit archive

Honolulu’s published archive covers January 2005–June 30, 2025. These are master-parcel records and may concern another unit; they do not verify this home’s permitted condition.

Permit 660644Building permit · Issued Sep 7, 2010
Permit application closed
Permit 610925Building permit · Issued Apr 10, 2007
Permit application closed
Permit 617526Building permit · Issued Sep 19, 2007
Permit application closed
Permit 610767Building permit · Issued Apr 4, 2007
Permit application closed
Permit 578635Building permit · Issued Apr 7, 2005
Permit application closed
Permit 578813Building permit · Issued Apr 12, 2005
Permit application closed
Permit 574248Building permit · Issued Dec 14, 2004
Permit application closed

City & County of Honolulu · Permit archive · Checked Oct 6, 2026

Verify current permits with Honolulu DPP

The county-record link retains the property’s full CPR identifier.

See the local picture

Neighborhood Insights

Local market & housing

DOWNTOWN · Condos & townhomes · Fee simple · As of Oct 6, 2026

Active listings: 40
Under contract: 0

A closer look at recent sales

See sold prices, price per square foot, time on market, and the one-year trend for this neighborhood.

HiCentral MLS via Repliers · Publicly displayable listings only · Checked Oct 7, 2026

MLS neighborhood boundaries differ from Census tracts. Market figures compare the same property class and land tenure, cover eligible MLS listings only, and are not an appraisal or an official HBR market report.

Neighborhood housing snapshot U.S. Census

Census housing estimates are not available for this location right now.

U.S. Census Bureau · 2020–2024 ACS 5-year estimates

These are survey estimates for a Census tract, not individual households or the MLS neighborhood. Dollar estimates use 2024 dollars; displayed margins of error are at the 90% confidence level. Owner-reported values are different from current MLS sale prices.

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Mortgage calculator

Purchase estimate

Loan typeLoan termHome price ($)Down payment (%)$72,000Interest rate (%)MND national benchmark · editablePMI rate (%/year)Lender estimate · applies below 20% down

Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates

National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.

Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.

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Compare a lender’s permanent rate buydown

Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.

Taxes, insurance & property costs

Property tax ($/year)From listing · exemptions and tax class may changeHOA / maintenance ($/month)Listing total · verify included assessmentsHome / hurricane insurance ($/year)Illustrative · obtain coverage-specific quotesAdditional flood insurance ($/year)0 unless entered · do not duplicate coverageLeasehold ground rent ($/month)0 unless entered · check tenure and leaseAdditional assessments ($/month)Only amounts not already in HOA total

Pay off your mortgage sooner

Extra principal each month ($)Optional · added to your regular payment

$0 estimated interest saved · 0 months sooner

Payoff in 30 years, 0 months.

Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.

Closing costs

Other closing costs ($)Exclude down payment, points and VA/FHA upfront feesPrepaids & initial escrow ($)Due at closing · 0 unless entered

Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.

Estimated monthly payment · year one

$3,312/mo

Conventional · 30 years · 6.89% interest

Principal & interest: $1,895
Property tax: $100
Home / hurricane insurance: $117
HOA / maintenance: $1,200

Base loan: $288,000
Total financed: $288,000

Down payment: $72,000
Other closing costs + prepaids: $0
Upfront cash subtotal: $72,000

Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.

Planning estimate only — not a loan offer or approval.

Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.

Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.

Loan rules: VA · HUD / FHA · CFPB points guide

Listed by List Sotheby's Int'l Realty

Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.

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225 Queen Street #20D — $360,000 · Oʻahu Home Search

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