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$399,000
DOWNTOWN · Honolulu · 96817 · MLS 202614235
Where garden serenity meets urban convenience, this renovated 1-bedroom, 1-bath residence in the Ewa Tower offers a spacious and flexible layout designed for comfortable city living. The open-concept living area creates an airy feel, with the bedroom thoughtfully separated by a sliding door for added privacy. The modern, bright kitchen features updated cabinetry, a beautiful backsplash, and stainless-steel appliances, while the renovated bathroom offers sleek sliding glass shower doors and contemporary finishes. Enjoy the convenience of a window AC, community laundry on every floor, one parking stall, gated parking, and the peace of mind of a secured building with security guards. Known for its expansive private garden deck in the heart of Honolulu, Kukui Plaza offers a peaceful oasis surrounded by lush walking paths, ponds, waterfalls, open green spaces, BBQ areas, recreation areas, and a swimming pool. Ideally located near Downtown Honolulu, Chinatown, restaurants, shopping, entertainment, business districts, and freeway access, this residence provides a rare blend of tranquil garden living and exceptional urban convenience.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by List Sotheby's Int'l Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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