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$478,000$510,000 price reduced
PEARLRIDGE · Aiea · 96701 · MLS 202614209
Wow! Get a VA Assumable Loan @ 4.25%, $2545.46 Pmt & $445k balance plus Wake up to sweeping golf course & Pearl Harbor views in this inviting 2-bedroom, 2-bath corner residence. With its elevated position & private lanai, this home captures cool breezes and a peaceful setting that’s hard to find. Inside, the layout flows comfortably from the living area into the dining space, creating a bright, open feel that’s easy to make your own. Both bathrooms have been thoughtfully remodeled with modern finishes, giving the home a clean, updated look that stands out from the crowd. Set within a secure, gated community, the lifestyle here goes far beyond the unit itself. Enjoy beautifully maintained grounds along with an impressive lineup of amenities including a heated pool & spa, fitness center, sauna, tennis, pickleball & basketball courts, and even an indoor golf driving range. Entertain guests in the recreation room or host gatherings at the poolside cabana and BBQ areas. With guest parking, surfboard & bike storage, plus a central location close to shopping, dining & everyday essentials, this home offers both convenience & comfort in one of the area’s most amenity-rich communities.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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