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$795,000
LILIPUNA · Kaneohe · 96744 · MLS 202614119
*Sellers are offering a $10,000 credit at closing* Experience the best of Windward Oahu in this rarely available ground-floor, single-level townhome at Poha Kea Point. Freshly painted and thoughtfully updated, this spacious 3-bedroom, 2-bath residence features new carpet throughout, an upgraded kitchen with stainless steel appliances, refreshed bathrooms, and a functional floor plan that offers both privacy and comfortable everyday living. The open living and dining areas flow seamlessly to a covered lanai and lush outdoor space, creating a peaceful setting for relaxing, gardening, or entertaining. Enjoy cool trade winds and glimpses of Kaneohe Bay from your own backyard retreat. Poha Kea Point offers resort-style amenities including three pools, hot tubs, a sauna, tennis and pickleball courts, BBQ areas, walking paths, a clubhouse, and beautifully maintained grounds with 24-hour security. This pet-friendly community is ideally located near H-3, Windward Mall, MCBH, Heeia Harbor, Kailua Town, shopping, dining, and endless outdoor recreation. A peaceful island retreat with the convenience of everything you need just minutes away.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Coldwell Banker Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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