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$795,000$825,000 price reduced
TEMPLE VALLEY · Kaneohe · 96744 · MLS 202612666
Welcome to this bright and inviting 2-story, 3-bedroom, 2.5-bath townhome in beautiful Kaneohe. Filled with natural light, this home offers a comfortable and easy-flow layout with generous kitchen cabinet storage and a warm, open living space. The outdoor area gives you a great place to relax, entertain, or enjoy time with family and friends, with laundry conveniently located in the half bath area downstairs. Upstairs, you’ll find well-sized bedrooms, including a primary suite with a custom closet completed in 2025. Recent upgrades include brand new windows and sliding doors, a new refrigerator, stove, and dishwasher, and plenty of storage throughout with 10 interior closets plus an attached 2-car garage with additional space. The HOA also completed a new roof in 2025, giving added peace of mind for years to come.
Set in a quiet, well-kept community with friendly neighbors, the home is surrounded by the stunning Koolau Mountains, creating a beautiful natural backdrop every day. Conveniently located near shopping, restaurants, parks, schools, and with easy access to H-3 and Likelike Highway, this home blends comfort, updates, and one of Kaneohe’s most desirable locations.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by HB Homes INC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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