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$339,000$380,000 price reduced
WAIMALU · Aiea · 96701 · MLS 202611676
Welcome to 98-729 Moanalua Loop #201 in Pearl Ridge Terraces! This well-maintained 2-bedroom, 1-bath residence offers comfortable island living in a convenient Aiea location. Featuring an open-concept layout, the home is filled with natural light and cooling trade winds throughout. The functional kitchen provides ample cabinet and counter space, a breakfast bar for additional seating, and flows seamlessly into the spacious living area, making everyday living and entertaining easy. Large sliding glass doors open to an expansive covered lanai, and providing the perfect spot to relax and unwind. Updated flooring adds a modern touch, while both bedrooms offer comfortable accommodations and generous closet space. Conveniently located near Pearlridge Center, restaurants, shopping, schools, parks, rail transit, and freeway access, this home combines comfort, value, and accessibility. An excellent opportunity for first-time homebuyers, investors, or anyone seeking a centrally located home in Aiea. Don't miss this opportunity!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Five Star Realty, Inc.
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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