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$749,000
OCEAN POINTE · Ewa Beach · 96706 · MLS 202609879
Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome in the desirable Spinnaker community at Ocean Pointe. This move-in ready home offers a rare combination of convenience and value with 28 owned solar panels, a private 2-car garage plus 2-car driveway, and additional guest parking available. The main level features an open-concept living and dining area, a spacious kitchen with ample cabinetry and workspace, in-unit laundry, and a convenient first-floor half bath. Upstairs, the primary suite includes a private en-suite bath and walk-in closet, while two additional bedrooms and a full bath provide comfortable space for family or guests. Enjoy a private outdoor patio and access to community amenities, including a swimming pool, hot tub/spa, covered lounge areas, BBQ grilling area, maintained common areas, and community security. Conveniently located near shopping, dining, beaches, golf, military installations, and major commuter routes. Move-in ready and offering a strong blend of comfort, convenience, energy efficiency, and island lifestyle. All comments, data is provided by seller or seller's representatives.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Nathalie Mullinix R. U., Inc.
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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