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$475,000
KOA RIDGE · Waipahu · 96797 · MLS 202608043
Welcome to Keolu at Koa Ridge. Castle & Cooke Homes newest townhome community thoughtfully designed for Hawaii families. Nestle in a highly desirable master-planned community in Central Oahu. This 1 bedroom, 1 bath unit with 2 assigned parking stalls offer spacious open concept living with modern comforts. Enjoy easy access to the H2 freeway and minutes away from Costco, Foodland, many local eateries, Central Oahu Regional Park, Waikele Shopping Center and more. Key features include interior fire sprinklers, wall a/c units in the living room and bedroom for your comfort, HIMAC kitchen & bath countertops, soft close kitchen & bath cabinets, hurricane impact resistant windows for enhanced safety, doorbell camera with motion sensor and real-time alerts with a 1-year free Alarm.com subscription, solar hot water system for energy efficiency and more. Come join the many families that live in this wonderful "Surban" Community.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Castle & Cooke Homes Hawaii
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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