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$430,000$515,000 price reduced
WAIPIO GENTRY · Waipahu · 96797 · MLS 202605976
Welcome to this bright and welcoming townhome in the desirable Royal Palm community, offered as a short sale. This beautifully updated 2-bedroom, 1-bath residence is move-in ready and was thoughtfully remodeled in 2020. The living area is filled with natural light from oversized windows and a sliding glass door that opens to a peaceful lanai overlooking lush garden views, perfect for morning coffee or unwinding at the end of the day. The kitchen offers stainless steel appliances, attractive cabinetry, and a dedicated dining space for easy everyday living. Additional features include a full-size washer and dryer, a covered parking stall, and access to the community pool and recreation area. Ideally located near Costco, Mililani Recreation Center, Waikele Outlets, parks, shopping, dining, and entertainment, this home offers comfort, convenience, and a wonderful island lifestyle in a highly sought-after area.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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