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$308,799$310,000 price reduced
WAIPIO ACRES/WAIKALANI WOODLANDS · Mililani · 96789 · MLS 202604053
5.375% VA Loan Assumption for Approved VA Buyers. Home shows and lives like a two bedroom. Special assessment PAID OFF by seller! Discover this great value. Second non-permitted room is shown in picture #9 (adjacent patio lanai). One bath is accessible only through main bedroom. A short drive to Schofield, Wheeler, Wahiawa and Mililani Town movies, retail, golf and dining. Also, not much further to the world famous North Shore, for epic surf and killer sunsets. View photos for all the upgrades to capitalize on this highly upgraded home. This is 808Living! Assumption deets: Pmts $1871.88/mo includes tax & ins; Loan balance $288,328.97 as of 2/1/26; Roughly only $25K cash needed to close assumption (w/room for closing costs) Address for showings is: 95-061 Waikalani Drive, D801. Must walk up stairs to access elevator to unit.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
Assumes the same fixed rate and extra payment every month from the first payment. Taxes, insurance and fees are separate.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by eXp Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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