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$465,000$499,000 price reduced
DOWNTOWN · Honolulu · 96813 · MLS 202527958
Experience elevated island living in this spacious one-bedroom, one-bath residence at the iconic Harbor Square: Harbor Tower in Honolulu. Perched above the city, this home offers breathtaking panoramic views of the ocean, Honolulu Harbor, lush mountain ranges, and the vibrant city skyline. Enjoy beautiful sunrises from the comfort of your own lanai. The well-designed floor plan features an open living area filled with natural light and refreshing island breezes. The kitchen offers ample cabinet space and functionality for everyday living, while the spacious bedroom provides a serene retreat with room for a king-size bed and generous storage. Harbor Square: Harbor Tower is a secure, well-maintained waterfront community offering plenty of amenities, including a swimming pool, BBQ area, patio/deck, on-site security, storage locker, and more. Conveniently located near Downtown Honolulu, Kakaako, and Ala Moana. Ideal as a primary residence, second home, or investment opportunity.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
$0 estimated interest saved · 0 months sooner
Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Real Estate Strategies, LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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