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$530,000
MAKAKILO-UPPER · Kapolei · 96707 · MLS 202617343
Gorgeously remodeled + VA ASSUMABLE LOAN AT 4.99% WITH A VERY LOW GAP Less than $6,000! This move in ready, ground floor corner unit at Makakilo Cliffs features beautiful OCEAN & MOUNTAIN VIEWS and a large, beautifully landscaped PRIVATE YARD. Thoughtfully designed and stylishly updated throughout, this 2 bedroom, 2 bath home features trendy butcher block countertops, updated appliances, beautifully renovated bathrooms with updated shower plumbing, a bidet in the primary bath, AC, in unit washer and dryer, fiber optic connectivity, and two covered parking stalls. Step outside to your own private outdoor retreat and enjoy cool Makakilo breezes, colorful sunsets, and plenty of space for entertaining, or simply relaxing and taking in the views. Pet friendly community conveniently located near shopping, dining, schools, parks, and freeway access. For eligible buyers, the existing VA loan at an attractive 4.99% interest rate has a LOW assumption gap. Current Loan Balance $$524,990.44. Principal and Interest $3,059.00/ Rate 4.99% / Loan Servicer: Veterans United. An opportunity you won’t want to miss!
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
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Payoff in 30 years, 0 months.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Engel & Volkers Honolulu
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Honolulu MLS · Update date unavailable
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Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 920190620134
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