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$425,000
WAIPIO ACRES/WAIKALANI WOODLANDS · Mililani · 96789 · MLS 202617155
Discover island living at Waikalani Woodlands in this tastefully updated penthouse surrounded by lush tropical foliage. Renovations completed in 2021 include luxury vinyl plank flooring, modern countertops, updated appliances and lighting, removal of the popcorn ceiling, and a tiled lanai. The bathroom was completely remodeled in 2023. Step outside onto the generous lanai and enjoy a quiet, leafy outlook—an ideal space for dining, unwinding, or starting the day with coffee. The unit also comes with two desirable side-by-side covered parking stalls. Located just minutes from Mililani Town, residents are within easy reach of grocery stores, restaurants, retail, fitness centers, medical services, Wheeler Army Airfield, and Schofield Barracks. This home offers a comfortable blend of natural surroundings, thoughtful improvements, and convenient access to daily essentials.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Coldwell Banker Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Assessed value is for property-tax purposes and may differ from today’s market value. Historical taxes may reflect exemptions and may not represent your future tax bill.
Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 950130280234
