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$629,500
On Site Management building guide
OCEAN POINTE · Ewa Beach · 96706 · MLS 202616839
Welcome to Ke‘Aina Kai Townhomes in desirable Ocean Pointe! This 3-bedroom, 2.5-bath townhome offers a comfortable two-story layout with 1,096 sq. ft. of interior living space, central A/C, and an enclosed 2-car garage. The first floor features an open living and dining area, kitchen, convenient half bath, and access to a private fenced yard/patio, great for indoor/outdoor living. All three bedrooms are located upstairs, providing separation from the main living areas. Additional features include in-unit washer and dryer, dishwasher, range/oven, refrigerator, ceiling fans, and ample storage. Enjoy a well-established Ewa Beach community with walking/jogging paths, BBQ areas, resident manager, and nearby shopping, dining, schools, parks, and other conveniences. Tenant occupied on a month to month lease. All photos enhanced.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
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Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Mika Realty, LLC
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Assessed value is for property-tax purposes and may differ from today’s market value. Historical taxes may reflect exemptions and may not represent your future tax bill.
Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 911110410024
