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$640,000
HAHAIONE-LOWER · Honolulu · 96825 · MLS 202616661
A rare opportunity to enjoy townhouse-style living with the amenities of a condominium community at Plaza Hawaii Kai. Located in the low-rise townhouse portion of the project, this spacious 2-bedroom, 2-bath corner-end residence offers 1,288 sq. ft. on two levels with no neighbors above. Its corner location provides additional side windows, while large floor-to-ceiling sliding glass doors span the front of the living areas and bedrooms, bringing abundant natural light into the home. The main level features generous living and dining areas, and an upgraded kitchen, while both bedrooms are privately situated upstairs. Significantly remodeled in 2012 and freshly painted in 2026 with tile flooring throughout. Includes 2 parking stalls. Plaza Hawaii Kai's major plumbing upgrade has been completed. Pet-friendly community and amenities include a pool, fitness room, BBQ area, storage, guest parking, car-wash area and on-site manager. Convenient to Costco, shopping, dining, Koko Marina and East Oahu recreational opportunities. Seller offering a $28,000 credit towards Buyer's closing costs.
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by List Sotheby's Int'l Realty
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Assessed value is for property-tax purposes and may differ from today’s market value. Historical taxes may reflect exemptions and may not represent your future tax bill.
Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 390700010019
