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$495,000
HALE KOU · Kaneohe · 96744 · MLS 202616565
1st Open House Sunday 9/13 2-5p. Step into your own private retreat with a welcoming entryway and peaceful outdoor space that adds a sense of privacy rarely found in condo living. This beautifully updated 3-bedroom, 1.5-bath second-floor residence features a modern kitchen with new appliances, quartz countertops and generous cabinetry, stylishly updated bathrooms, durable LVP flooring, fresh interior paint, and a full-size stackable washer and dryer. The comfortable single-level floor plan combines function and contemporary style, creating a home that feels fresh, inviting, and move-in ready. Community amenities include a swimming pool, BBQ and recreation areas, guest parking, and one assigned parking stall just steps from your home. Conveniently located in Kaneohe near Marine Corps Base Hawaii, Windward City Shopping Center, healthcare, restaurants, grocery stores, and everyday conveniences, with easy access to Likelike Highway, Pali Highway, and H-3. Updated, conveniently located, and priced to attract attention—this is one you'll want to see. Piping work was already completed. This building has the drier vent built into the wall (big plus).
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Mortgage News Daily ↗ · Sep 4, 2026 · checking for updates
National index, adjusted for points; not an APR, zero-point quote, or Hawaiʻi lender offer.
Low-down-payment programs have eligibility requirements. High-balance and jumbo pricing may differ from the national conforming benchmark.
Use two quotes from the same lender: without points and with points. Points do not buy a fixed rate reduction. This models a permanent buydown, not a temporary 2-1 subsidy.
Closing costs and prepaids start at 0 and must be entered for a fuller cash estimate. Subtotal is before earnest-money deposits and approved credits.
Estimated monthly payment · year one
Conventional · 30 years · 6.89% interest
Includes down payment, cash-paid upfront fees, points and entered closing costs/prepaids. Before deposits and credits; not final cash to close.
Oʻahu Home Search and The Ulu Team do not provide a Loan Estimate, rate lock, credit decision, or guarantee of payment through this tool. Rates are national benchmarks or your inputs, not APRs or personalized quotes. Actual rates, points, loan limits, fees and eligibility depend on your lender, credit, income, occupancy, entitlement, property and appraisal.
Models fixed-rate purchase financing for a one-unit home. FHA rules shown are standard forward-loan rules, not Hawaiian Home Lands or other special programs. VA/FHA selection does not establish eligibility. Taxes, insurance, HOA fees, ground rent and assessments may change; omitted or zero costs are excluded. FHA MIP is a year-one estimate and can change; conventional PMI cancellation is subject to lender and servicing rules. Upfront cash is a subtotal, not a closing disclosure. Verify all terms, costs, coverage and credits with a licensed lender, insurer and escrow professional before making a financial decision.
Loan rules: VA · HUD / FHA · CFPB points guide
Listed by Real Broker
Information is from the Honolulu MLS and sources deemed reliable but is not guaranteed. Square footage, lot size, taxes, permits, and land tenure should be independently verified. Not a solicitation of property already listed.
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Assessed value is for property-tax purposes and may differ from today’s market value. Historical taxes may reflect exemptions and may not represent your future tax bill.
Recorded sale history is currently unavailable. This does not mean the property has never sold.
Honolulu parcel / CPR: 450390010069